Okay so I am 22 years old and my father has completely bailed out on me. He promised to pay for my tuition, books, parking and everything in order to go to college. He bailed on me. I am currently in my first year of my Nursing program and I have been financing the past year on my own. I have depleted my life savings and am taking out a lot of student loans to cover the rest. I am really passionate about my college education and really want to continue, however, due to this financial problem, it makes it really difficult.
What makes it more worse is my dad is paying for someone else to attend college. My dad is still currently married to my mom, however, since I was seventeen, he has been cheating on my mom. I canceled my high school graduation because my dad wanted him, my mom and my sister to go to my graduation all together along with one of his girlfriends! Now, we are having Macys, Sears, Nextel and many other companies, including a College institution (that I never attended much less heard of) asking for their money. My dad gave his girlfriends authority over his credit card and now his monthly payment for Macys is over $1000. He has also paid for his girlfriend's daughter to have an abortion. I know all of this because my dad writes all of his expenses down in a journal and I just happen to come across it. As far as the phone calls go... the phone just keeps ringing and ringing. My mom is so depressed and my dad is not helping her take care of my little sister. My little sister is autistic and has mental retardation so she needs a lot of care and my dad just is not giving that to her. My sister is 15 years old but she has the mind of a 3 year old. It is getting to be very difficult, especially because my dad just lost his second job. He only gives my mom enough money to pay for the rent, and there is nothing at all left over for food, or any of the necesscities of life. We are barely even making the house phone bill. I am scared that we are going to end up on the street! This leaves my mom left to go and ask her parents and brothers and sisters for money, but they do not want to give it to her. They believe that she should honor her husband no matter how many girlfriends he has. The most I have known of at one time was two or three. My mom's family also do not support my education. They think that I should not be doing Nursing because it is an expensive major and are being really critical of both me and my sister. I just do not know what to do. I help my mom out as much as I can. I work 12 or so hours a week but only take home about $250 a check. This goes to my credit card bill, cell phone bill, our house phone bill, my sister's food and programs since she has psychological problems and to buy my mom coffee. My mom does not eat at all anymore so I buy her coffee because that is what keeps her going. All she drinks is coffee. She eats every now and then... but other than that I am scared. My mom is a mere 80lbs now. I also still have to pay for parking at school, books, my student loans, gas to go to school, and I just don't know how much longer I can survive like this. I feel like I am at the bottom of the barrel. Also I just had a new issue come us recently where I was completely stabbed in the back again.
So when I was younger I helped out a friend with buying a car. I thought that hey it would be a nice thing to do and that they would be good and not screw up my name and credit. Little did I know that they never made any payments on the car. Before this all happened I felt sorry for them and thought that if I share some love into the world with that one gesture, it will come back to me. Oh it came back to me, and it stabbed me in the back really deep. After a year there were no payments made and the excuse was for financial issues. This person just kept on making excuse after excuse, using even unrealistic excuses! Then the car was repossessed. I was told not to worry and that it would be taken care of, after two years the balance on the loan remains the same. Today, I just got a call from the loan recovery center saying that the other party is planning on filing bankruptcy which means that I will have to cover the $12000!! I am mortified!! I do not have that kind of money, especially now. I have student loans to pay which is like maybe about $25,000. A credit card which I have been using a lot lately to help my mom out which is almost $3000, on top of all the other bills that come along with life. Did I mention the fact that my mom can't work because my sister needs all around the clock assistance? I am at the end of my wits trying to find solutions. I just want to get through school and make something of myself so that I can get my mom out of this bind and see her happy because she deserves it. She has been kicked around my too many people, and she has been tossed out the window and ended up with a broken neck twice from her father. And my father has drained her of all her money to support his family in the philippines and here, his girlfriends and their families, and himself! I also just want my sister to live the happy life that I did not get to as a child. Growing up in a life like this, it was hell tough. I am so glad I am older now and I can try to give my sister everything I did not have. Being the eldest child, and being a daughter, and being ridiculed by the whole family... its just being crazy. Did I mention that all my life I have never seen my family in our own house, yet my dad has built a few in the philippines for his family? Also, he never says no when they ask for money, but he does to my mom, my sister and I. How fair is that? Because it totally is not.
Please, please, please.... I really need everyone's help.... My mom, my sister and I... we really need your help. Especially during this time of year. My family and I would like something to be thankful, something to welcome the holiday season, and have a happy new year to look forward to. Please help us.
Thank you.
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